It is hard to make ends meet as a single parent. If you are not receiving any child support, then it can be even harder for you to stay afloat financially. Fortunately, there are many ways that you can pay your bills and keep food on the table as a single parent.
Maintain Good Credit
Credit cards and installment loans can be used to pay bills when the money is tight. While it’s possible to get approved for fast installment loans and credit cards with less than perfect credit, those with a good credit history will have an easier time doing so in an emergency situation. Therefore it’s important for you to maintain a good credit score, or at least the best one possible under the circumstances.
Apply for Government Assistance
The government may be able to help you if you are struggling financially. The Temporary Assistance for Needy Families program is an example of one of the government programs that you may qualify for. It provides you with financial assistance that you can use for shelter, food and utilities.
The TANF program is also designed to encourage self-sufficiency. It provides people with job training, GED preparation and job retention services. Additionally, if you want to continue your education, then TANF can also help you.
Supplemental Nutrition Assistance Program, which is also known as SNAP, is designed to provide low-income people with the food that they need to maintain good health. The amount that you can get is dependent on your income and household size. You will need to apply for the TANF and SNAP program at the Department of Social Services office in your area.
Enforce Child Support
If your ex is not paying child support, then they can be forced to do so. The Child Support Enforcement Act of 1984 allows a district attorney to collect court-ordered child support. They will serve the person papers and make arrangements to meet with them. The papers will warn the person about the consequences that will happen if they fail to pay child support.
People who do not pay child support may face jail time. They may also get their wages garnished and tax refund withheld. Additionally, they can get their business or driver's license revoked.
If your ex is not paying child support, then the first thing that you will need to do is talk to them. You may be able to work something out with them. However, if you are unable to work something out with them, then you will need to contact the Child Support Agency in your area.
Take Up a Side Hustle
If you are not bringing in enough money from your job, then you should consider picking up a side hustle. For example, you can drive for Uber or Lyft. Both Uber and Lyft allow you to work in your spare time. You can set your own hours, which is ideal for single parents. If you like making crafts, then you can sell them on Etsy. If you’re a good writer, consider writing blog content for money. Additionally, if you have extra space in your home, then you can rent it out.
Single parents often struggle financially because it is hard to make it on one income. However, following the above tips will help.
This is a guest post